- (972) 378-3870
- 5880 Ashmill Drive, Ste 200
Flexible Financing for Your Transformation
At Renaissance Plastic Surgery in Plano, we believe your aesthetic goals should be within reach, which is why we offer direct access to a curated selection of premier financing options. Rather than directing you to a single, generic third-party lender like PatientFi, we provide personalized guidance to choose the plan that best fits your needs from our trusted partners: Care Credit, Alphaeon Credit, and Cherry Med Spa.
Each option offers unique benefits—from promotional no-interest periods to flexible, extended payment plans. Our team will help you navigate the choices to secure manageable monthly payments, turning your vision into an achievable investment in your confidence.
Cherry
Cherry offers flexible payment plans with no hidden fees. You can split your payments into manageable installments and enjoy stress-free financing.
Learn More
Alphaneon
Alphaneon provides zero-interest financing options, making it easier for you to pay over time without extra costs. Find out now if you pre-qualify* without impacting your credit.
Learn More
CareCredit
CareCredit allows for extended repayment options for medical treatments, with flexible payment plans to suit your needs. Get care today.
Pay over time.
Learn More
Not sure which financing option is best for you?
We’re Here to Help! Our team is available to answer all your questions and find the right plan for your needs.
Frequently Asked Questions: Plastic Surgery Financing
What financing options do you offer for plastic surgery in Plano?
We provide our patients in Plano and Dallas with direct access to several premier medical financing companies. Our vetted partners include CareCredit, Alphaeon Credit, and Cherry Med Spa. Each offers unique plans with competitive terms, allowing you to choose the best cosmetic procedure payment plan for your budget.
How do I apply for financing, and how long does approval take?
Applying is straightforward. You can apply for CareCredit or Alphaeon Credit online or with assistance from our team during your consultation. Cherry Med Spa financing also features a quick digital application. Many applicants receive a credit decision within minutes, allowing you to plan your procedure and monthly payments without delay.
Are there low-interest or no-interest financing plans available?
Yes. CareCredit is well-known for offering promotional plans with no interest if the balance is paid within the promotional period (e.g., 6, 12, or 18 months). Our other partners also provide competitive rates. Our team can help you understand the specific terms of each option to find the most affordable plastic surgery loan for your situation.
Why should I use your recommended financing instead of a general lender or PatientFi?
Using a generic lender or a platform like PatientFi means navigating the process alone. Our approach is different. We partner with companies that specialize in elective surgery financing and understand the aesthetic industry. More importantly, our team provides personalized guidance to help you compare plans and choose the one with the best structure for your procedure, acting as your advocate rather than just a referral.
Will applying for financing affect my credit score?
Each company will perform a credit check during application, which typically results in a soft or hard inquiry that may temporarily affect your score. Our partners use this to present you with your best available terms. We recommend discussing any concerns directly with the financing company.
Can I use financing to cover my entire plastic surgery cost?
In most cases, yes. Financing can typically cover the full cost of your procedure, including surgeon’s fees, anesthesia, and facility costs. Our team can provide a detailed cost breakdown during your consultation so you know the exact amount to finance for your mommy makeover, rhinoplasty, or tummy tuck.
What if I have less-than-perfect credit? Can I still get approved?
Our financing partners consider applicants with a range of credit histories. While approval and specific terms depend on your individual credit profile, we encourage you to apply as you may still qualify for a plan. Alphaeon Credit and Cherry Med Spa, in particular, offer solutions for various credit situations.
When do I have to start making payments on my financed procedure?
This depends on the specific plan you choose. With CareCredit’s promotional plans, your payments might not start immediately, but the no-interest period begins right away. Other plans may start billing within 30 days. We will ensure you have complete clarity on your payment schedule before your surgery date.
Does your practice offer any in-house payment plans?
Our primary focus is connecting you with our established, trusted lending partners who specialize in medical financing and offer secure, structured plans. This allows us to ensure you receive professional, consumer-protected financial products while we dedicate our expertise to your surgical care.
